(Isstories Editorial):- Alexandria, Virginia Nov 9, 2025 (Issuewire.com) – Simon Joseph, founder of Joseph Wealth, is raising awareness about the growing need for everyday Americans to take a slower, more intentional approach to financial planning–especially as personal finance becomes more confusing and product-driven.
“People don’t need more noise,” Joseph says. “They need a plan they can actually understand and stick to.”
With over 16 years in the financial services industry and a career shaped by the 2008 crisis, Joseph has watched how short-term thinking can derail even the most well-meaning investor. His experience, which includes leadership roles at Morgan Stanley and Truist Wealth before launching his own firm, gives him a long view on what success really looks like.
More on Isstories:
- Simon Joseph Urges Families to Rethink Financial Success in a Noisy World
- Armik Aghakhani Says Success Without Service Falls Short
- Stuart Deane Urges Buyers and Sellers to Redefine Real Estate Success
- Altus Medical Group and Dr. Andrew Cannestra Call for Smarter Surgical Decisions
- LINEV Systems Delivers AI-Powered BV 5030 Baggage Scanners to Greece Central School District in New York
According to a 2023 CNBC survey, 74% of Americans say they feel financially stressed, with many citing conflicting advice and a lack of clear planning. Joseph believes a large part of that comes from overcomplication.
“You don’t have to chase every trend,” he says. “Success isn’t about timing the market–it’s about being steady, knowing your goals, and building something that fits your life.”
Joseph encourages families to focus on four core areas:
- Saving with intention
- Understanding tax impacts
- Avoiding impulsive investment decisions
- Preparing for life’s big purchases with a clear plan
“Sometimes the most helpful thing I can do is talk a client out of doing something,” he says. “That only works when you’ve built trust over time.”
For Joseph, financial success isn’t about hitting a number–it’s about building a life that works. He draws on his own experience as a father of three boys, a former collegiate athlete, and a community volunteer. “Faith, family, and financial discipline are all connected,” he says. “And they all take consistency.”
Data from the National Financial Educators Council shows that in 2023, the average American lost $1,819 due to a lack of financial knowledge. That’s not due to stock picks–it’s due to poor planning, missed opportunities, and emotional decisions.
Joseph’s message: You don’t need to be a financial expert. But you do need a plan–and someone you trust to help you stay on course.
“I’ve seen what happens when people panic,” Joseph says. “But I’ve also seen the power of steady progress. When clients understand what they’re doing and why, they don’t just grow wealth–they gain confidence.”
Rather than pushing products or selling fear, Joseph wants people to take action in their own lives:
- Set one clear financial goal this quarter–whether it’s paying off debt, saving for a home, or reviewing insurance.
- Schedule a check-in with a trusted advisor or planner, even if you’re not ready to invest.
- Talk to your family about what financial success really means to you.
“Success isn’t a destination,” Joseph says. “It’s a set of decisions made consistently, over time, with the people you care about.”
About Simon Joseph
Simon Joseph is a financial advisor and founder of Joseph Wealth. A graduate of Randolph-Macon College and longtime resident of Alexandria, VA, he brings
