(Isstories Editorial):- Saint Petersburg, Florida Aug 14, 2025 (Issuewire.com) – Congruit, the next-generation consumer credit reporting agency redefining credit assessment with real-time, behavior-based insights, today announced that Steven Wagner has been formally appointed to its Board of Directors and has taken an investment position in the company. The announcement comes as Congruit onboards its first eight clients, marking a major milestone in the company’s growth.
“Congruit is building what the industry has needed for a long time–credit intelligence that reflects how people actually live and spend today,” said Steve Wagner. “I appreciate the opportunity to contribute as Congruit accelerates the shift toward a more inclusive, accurate, and timely (real-time) credit ecosystem,” said Wagner.
Wagner brings over two decades of leadership in credit data strategy, most recently serving on the global operating committee of Experian, as the leader of its global fraud, banking software, and advanced analytics business across the world. And formerly as the President of Experian’s US credit bureau, where he assisted in the launch of Vantage Score, and purchased the highly innovative new credit bureau – Clarity Services.
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“We’re thrilled that Steve has chosen to join our Board, invest in the company, and actively participate in Congruit’s leadership decisions,” said Tim Ranney, Chief Executive Officer of Congruit. “His credit industry expertise and unique perspective are the perfect complement to the talent and experience already within our organization.”
Wagner’s appointment reinforces Congruit’s commitment to building cutting-edge, consumer-conscious credit systems, strengthened by Tim’s proven expertise and strategic vision.
For more information about Congruit Credit, please visit www.congruitcredit.com.
About Congruit Credit
Congruit Credit is a national consumer credit reporting agency transforming how credit is assessed through transactional underwriting, real-time data, and modern infrastructure. Designed to serve today’s lenders, financial institutions, and identity verification platforms, Congruit delivers smarter credit insights, faster decisions, and broader consumer inclusion. Headquartered in St. Petersburg, Florida, Congruit is defining the future of credit. Visit
